Cell phone plans come in all shapes and sizes these days, and there’s a surprisingly robust selection that’s aimed squarely at seniors. Here’s everything you need to know about senior cell phone plans before you sign up.
What is a cell phone plan for seniors?
Cell phone plans for seniors are exactly what they sound like – cell phone plans marketed and designed specifically for people 55 and older. Details vary by plan and airline, but for the most part you’ll find that senior plans are simply standard plans that come with a slight discount.
For example, T-Mobile’s Magenta MAX plan typically costs $140 per month, but the discounted Magenta MAX 55+ offers the same service for just $135 per month. There are others, such as Take Verizon’s 55+ Unlimited plan, which is only available to Florida residents but costs just $60 a month.
Then there are some plans that change the age requirements, such as: B. AT&T’s Senior Nation plan, which requires account holders to be at least 65 years old.
Like their standard counterparts, senior cell phone plans are remarkably diverse. What they all have in common, however, is a reduced price for people over a certain age.
Is a cell phone tariff for seniors better than a family tariff?
Determining whether a senior plan is better than a family plan isn’t as easy as you think. Many senior plans only require one person on the account to be at least 55 years old — but some also have strict limits on how many lines can be in a single plan. This means you must first determine your monthly budget, overall line requirements, and data limits before making a firm decision.
In general, large families may be better served with a standard family plan. These usually have fewer restrictions than senior cell phone plans, and you can easily sign up the whole family without worrying about additional costs or data limits.
Families that don’t need a lot of data or are limited to just two people are good candidates for most senior cell phone plans. Regardless of family size or data requirements, it’s still important to compare all plans and decide which one works best for your family. There is no one-size-fits-all when it comes to cell phone plans, and a senior plan may very well be the best option for a large (or growing) family.
What plans are offered by today’s top airlines?
Now that you’ve perused the best standard cell phone plans on the market, here are a few great plans for seniors to consider next. Cell phone plans for seniors are offered by most major carriers, although the options listed below tend to be the most popular, offer the biggest discounts, and operate on networks that cover most of the country.
T-Mobile Essentials 55+
At just $27.50 per month per dual line, this is one of the best (and cheapest) senior plans out there. You get access to T-Mobile’s 5G network, plus unlimited talk, text, and data – although you’re limited to standard-definition streaming.
T-Mobile Magenta 55+
This mid-tier plan costs $35 per month per line with two lines and offers a few nice perks compared to the Essentials plan. For example, you benefit from 5 GB of mobile hotspot data (compared to 3 GB in Essentials) as well as data and SMS coverage abroad.
T-Mobile Magenta MAX 55+
At $45 per month per line for two lines, this is T-Mobile’s only senior plan to offer 4K UHD streaming. You also get a massive 40GB of mobile hotspot data and unlimited in-flight WiFi.
Verizon 55+ Florida plan
You must be a Florida resident but can get unlimited 4G LTE data, talk and text for $60 per month per line. The plan is limited to two lines, but also offers unlimited mobile hotspot and DVD-quality streaming. It runs on the massive Verizon network, so you can get coverage from almost anywhere in the country.
AT&T Senior Nation plan
It’s not technically a cellular plan, but AT&T’s Senior Nation plan is a unique option for seniors. This only costs $30 per month and is limited to basic phones (i.e. no smartphones or tablets). However, it includes unlimited nationwide calls to AT&T Mobility customers, as well as 200 anytime minutes and 500 night and weekend minutes.
Does your loved one need a senior cell phone plan?
To be honest, a senior cell phone plan is not a necessity in today’s competitive market. With so many great promotions on Standard Family and Unlimited plans, there are tons of ways to save money without taking advantage of a senior discount. Of course, if you don’t mind running through the numbers and jumping through a few hoops, a 55+ plan can save you a few bucks every month.
The best way to find out if a senior plan is right for you is to compare the options above to your current plan. Compare your needs to the coverage offered by the best senior plans, then compare your monthly bill to the per-line cost of your preferred senior plan. If you’re noticing a big discrepancy, it might be time to sign up for a discounted senior cell option.